Your home and contents are possibly your greatest assets. We offer PremierCare® Home insurance to protect them.
To suit your requirements and budget, we have three levels of cover for your home and contents.
PremierCare® Classic Home*
Provides cover for loss or damage to your home and contents by any of the wide range of Insured Events specified in the policy. There are also a host of worthwhile additional benefits making Classic a popular choice. Your building and contents are covered 'New for Old' replacement regardless of age and includes a number of environmental benefits.
PremierCare® Prestige Home*
For those looking for extra protection, Prestige provides the broader cover of accidental loss or damage (unless otherwise excluded), for example spilling paint on your carpet. Again there are a host of additional benefits including environmental benefits and other extras not found in Classic Home. Your building and contents are covered 'New for Old' replacement regardless of age.
PremierCare® Vital Home*
Vital is a “basic” cover option providing a lower level of benefits than Classic Home, but still offers the same environmental benefits. Vital also has a higher Standard Excess to help reduce premiums - ideal for those mainly concerned with larger losses.
Flood Cover is now available for all eligible property addresses. Flood Cover is an option on both Building and Contents in Home and Landlords packages. The cover is designed to protect members against damage to their building and contents in the event of a Flood. Members will have protection for their insured assets up to the value of their sum insured. Flood Cover will be available for eligible property addresses from 13 November 2011. Please talk to us to find out whether you are eligible for Flood Cover.
Can't decide between Classic, Prestige or Vital? For a comparison of benefits, click here.
PremierCare® Home insurance is designed for credit union members and includes benefits not commonly found in many other policies, for example:
Premium benefits to help reduce your premium*
Discounts may not be applied to any flood component of the premium (if applicable).
How much cover is right for you?
How often have you heard that victims of fires or storms have been under-insured? Losing all your treasured possessions is traumatic enough, so why risk adding a financial burden to the woes because you didn't arrange enough insurance?
For most people, it's often a simple matter of not knowing how to calculate the value of their home and contents for insurance.
Now help is at hand with simple calculators to quickly and easily help you estimate the full replacement value of your home and contents.
You can use the links below or access the calculators as you work through your own online quote.
• Home Building Replacement Cost Calculator
• Home Contents Replacement Cost Calculator
Click here to read our Product Disclosure Statements